Planning for a baby? Private health insurance can provide extra care and support throughout pregnancy and childbirth. Here’s what’s typically covered.
What Maternity Health Insurance Covers
👶 Antenatal Care – Private midwife appointments and pregnancy scans.
👶 Hospital Stays – Private maternity wards with enhanced comfort and facilities.
👶 Specialist Consultations – Access to private obstetricians.
👶 Complications Cover – Treatment for high-risk pregnancies.
What’s Not Covered?
❌ Routine pregnancies (most insurers cover only complications, not standard births).
❌ IVF & Fertility Treatments – Usually not included in basic plans.
❌ Elective C-sections – Unless medically necessary.
Best Providers for Maternity & Pregnancy Insurance
🤰 Bupa – Covers private maternity services with fast access to obstetricians.
🤰 AXA PPP Healthcare – Comprehensive antenatal and postnatal care.
🤰 Aviva – Offers additional maternity benefits with extended hospital stay options.
🤰 WPA – Good coverage for pregnancy complications.
Conclusion
Maternity health insurance ensures extra support during pregnancy and birth, especially if you prefer private facilities. Compare plans to find the best coverage for your needs.