Residents near The Camber; Gunwharf Quays and along Southsea seafront often want routine dental and optical costs covered without buying a top tier plan. Smart add-ons and cash plans can do the job.
What dental add-ons usually include
- Routine check ups and hygiene
- Fillings; extractions; X-rays
- Contributions to crowns; bridges; and sometimes implants on premium tiers
Optical benefits to look for
- Eye tests; prescriptions
- Frame and lens allowances
- Contact lens reimbursement
How to build a cost effective bundle
- Combine PMI with a dental cash plan for predictable costs
- Stagger higher cost dental work across policy years to use annual limits twice
- Use network dentists on Elm Grove; Palmerston Road and Old Portsmouth for better rates
Example monthly budgets
- Dental cash plan: £12 – £22 per adult
- Optical add-on: £6 – £10 per adult
- PMI dental module: varies by excess and limits; compare before adding both
Checklist before you buy
- Waiting periods for major dental work
- Annual and lifetime caps
- Implant and orthodontic exclusions
- Network requirements for optical claims
FAQ
Can I claim for cosmetic whitening
Generally excluded; medically necessary treatments are prioritised.
Are children’s orthodontics covered
Often limited; look for specific orthodontic allowances or separate dental policies.