Parents in Portsmouth – Southsea; Drayton; Cosham; Old Portsmouth and Eastney – want rapid reassurance when children are ill. The right family policy secures quick GP access; diagnostics and paediatric specialists.
Must-have benefits for kids
- 24/7 virtual GP – night time fevers and weekend advice
- Paediatric consultant access – ENT; dermatology; allergy; gastro
- Diagnostics – bloods; ultrasound; X-ray; MRI with child friendly units
- Physiotherapy – sports injuries; hypermobility; posture
- Mental health – counselling and CBT for teens
Local routing
- Spire Portsmouth Hospital for same week paediatric consults
- QA Private Patient Unit; Cosham for surgical opinions and imaging
- Network physios in Southsea and Fratton for sport related injuries
Smart policy design for families
- One excess per policy year – better than per claim with children
- Outpatient limit £1,000 – £1,500 – adequate for most paediatric needs
- Add dental and optical only if you will claim this year
- Family or sibling discounts – ask your broker
Budget control
- 6 week NHS wait option – big savings while keeping rapid access for longer waits
- Regional hospital list – Portsmouth; Havant; Southampton
- Pay annually for small discounts if cash flow allows
FAQ
Can I add a newborn mid-term
Yes – most insurers allow within a set window; often without new underwriting.
Are vaccinations covered
NHS vaccinations are standard; PMI may cover travel vaccines on some plans.