Old Portsmouth and Southsea patients – compare implant costs; insurance allowances; cash plans and staged finance to reduce out-of-pocket spend.
Dental implants offer lasting results, but fees can be significant. In Old Portsmouth and Southsea, combining insurance allowances with staged finance often delivers the best value without compromising quality.
True cost breakdown
- Consultation and CBCT scan: £150 – £300
- Implant + abutment + crown (per tooth): £2,200 – £3,200 depending on system and lab work
- Bone graft or sinus lift if required: £300 – £1,000+
- Hygiene and maintenance: Essential to protect the investment
Insurance and cash plan options
- Dental insurance (major treatment bands): Look for implant contributions and annual limits of £1,500 – £3,000; note waiting periods.
- PMI dental add-ons: Often focus on routine; a few higher tiers contribute to major work.
- Cash plans: Reimburse a percentage of treatment; good for assessments; hygiene; X-rays and part of the final bill.
Staging treatment to maximise cover
- Split phases across policy years: implant placement in year one; final crown in year two; use annual limits twice.
- Secure pre-authorisation with itemised codes; include lab fees; abutment type and crown material.
Finance strategies that reduce pain
- 0% or low APR dental finance: Spread payments over 6 – 24 months.
- Deposit + insurance allowance: Lower monthly costs while keeping top-tier components.
- Network dentists: Better rates near The Camber and Gunwharf Quays when in-network.
Risk reduction
- Prioritise perio health before implant placement; non-smoking status lowers failure risk.
- Insist on written maintenance plans; clarify warranty and what voids it.
FAQ
Are implants ever fully paid by insurance
Rarely; aim for a contribution via insurance plus staged finance.
Will lab fees be reimbursed
Only if listed in the pre-authorised treatment plan.