Private health insurance offers a range of benefits beyond NHS care. Here’s what most policies include.
1. Standard Coverage
- Inpatient & Outpatient Care – Hospital stays, surgery, and consultant visits.
- Diagnostics & Scans – MRI, CT, and blood tests.
- Cancer Treatment – Chemotherapy, radiotherapy, and specialist consultations.
2. Additional Benefits
- Mental Health Support – Therapy, counselling, and psychiatric care.
- Dental & Optical – Routine check-ups and major treatments.
- Physiotherapy & Alternative Treatments – Chiropractic and osteopathy services.
3. What’s Not Covered?
- Pre-existing conditions (unless specified).
- Cosmetic procedures.
- Emergency A&E treatment (covered by the NHS).
Conclusion
Private health insurance covers a broad range of treatments and services, making it a valuable option for faster access to medical care.